In Beta

WanderFund

PrideFund tracker — Daylight Bank closed June 2025, LGBTQ+ homeownership 18% below national, Superbia CU first LGBTQ+ credit union.

Finance & Legal

ReplacesDaylight Bank (closed June 2025) / mainstream fintech (no LGBTQ+ design)

About

Daylight, the LGBTQ+-focused neobank, closed permanently on June 30, 2025, leaving thousands of users scrambling for affirming financial services with no transition plan. LGBTQ+ homeownership sits at 49% vs. 67% nationally — an 18-point gap driven by discrimination, higher student debt loads, and financial exclusion patterns. Superbia Credit Union launched in 2024 as the first federally chartered LGBTQ+-focused credit union — a significant milestone, but it serves only a fraction of those who need it. 30% of LGBTQ+ adults report cutting back on healthcare due to cost, and trans people face documented discrimination at banks, credit unions, and insurance providers. WanderFund is the financial intelligence layer that fills the Daylight gap — local-first, no cloud credential storage, built for the specific financial realities of LGBTQ+ life. Phase 3 complete with 8,919 transactions processed. Phase 4 adds budgeting and debt payoff tooling.

Features

8,919 transactions processed (Phase 3)
PrideFund savings tracker for WanderVerse ambassadors
PSLF eligibility + progress tracking with qualifying payment counter
Affirming institution finder: Superbia CU, LGBTQ+-welcoming banks + CDFIs
Daylight replacement: local-first financial intelligence with no data harvesting
LGBTQ+ homeownership gap tools: down payment planning, discrimination documentation
Name/marker change financial records navigation
Trans healthcare cost planning: HRT, surgery, legal documents budget
Insurance discrimination documentation and alternative coverage finder
Phase 4: budgeting, debt payoff optimizer, WanderFree integration